Steps to repairing your credit report
- Obtain your report for free
- Review your report for errors
- Notify the Credit Reporting Agency (CRA) of the errors on your report using their online forms or by mailing back the forms included with your free report.
- After 30 days, if the errors are still on your credit report, you should ask the CRA to double check the errors and provide them with evidence of the mistake. They will most like likely verify that the errors are correct even though you told them they were not.
- If the CRA verified the errors and you believe they are not correct you should sue them in small claims court in your state or if the errors are real bad and obviously errors, you will should find an attorney with FCRA experience. It is important that you find an attorney with experience.
This entry was posted
on Monday, October 19th, 2009 at 5:32 pm and is filed under Credit Repair.
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