ReallyFreeCreditReport.com

Here are  a few things to keep in mind when searching for an attorney to help you fix your credit report.

First, attorneys run a business and need to earn a living like everyone else, so they cannot work on every case that is presented to them. The stronger your case, like blatant credit report errors, the more likely they will be willing to help you, for a fee of course.

Second, if your case is really strong, and the attorney is experienced in the Fair Credit Reporting Act (FCRA), they may work for you for free or on a contingency basis and you will not have to pay any costs up front. The FCRA provides for attorney costs to be paid by the credit reporting agency if they are sued, and then lose their case.

When searching for an attorney, it is important to speak with several attorneys and ask them if they have experience helping fix credit report errors. The more experience an attorney of law firm has, the more they will understand the credit reporting laws  and the more likely they may consider working on a contingency basis for you.

1. Obtain your report for free
2. Review your report for errors
3. Notify the Credit Reporting Agency (CRA) of the errors on your report using their online forms or by mailing back the forms included with your free report.
4. After 30 days, if the errors are still on your credit report, you should ask the CRA to double check the errors and provide them with evidence of the mistake. They will most like likely verify that the errors are correct even though you told them they were not.
5. If the CRA verified the errors and you believe they are not correct you should sue them in small claims court in your state or if the errors are real bad and obviously errors, you will should find an attorney with FCRA experience. It is important that you find an attorney with experience.